Lock Vault
Lock funds for a fixed term and earn upfront interest paid on day one for maximum returns.
Up to 18% p.a.Smart savingsfor everygoal.
Lock funds, earn upfront interest, and hit every financial milestone with a powerful goal-based savings app.
AO
Good morning
Adaeze Okonkwo
Savings Balance
NGN 485,200
Popular savings
Vacation to Zanzibar
20% saved
New Car Savings
70% saved
+NGN 4,800 earned
Interest paid today
Goal: 75% hit
Lock Vault target
NGN 2.4B+
Total funds saved
50K+
Active savers
4.8x
App quality rating
18%
Max annual returns
Savings Products
Every goal has a vault
Six purpose-built savings products designed for daily habits, medium-term plans, and collaborative goals.
QuickBank
Flexible daily savings with free deposits, fast withdrawals, and interest accrual every day.
Withdraw anytimeDollarSafe
Save in USD and shield your funds against local currency swings with global currency access.
USD denominatedRentBox
Build rent discipline over time so your annual rent cycle is funded before the due date.
Goal-lockedTarget Savings
Set milestones, automate contributions, and track progress toward high-priority financial goals.
Custom milestonesTeamVault
Collaborative savings for families and teams with transparent contributions and shared controls.
Up to 20 membersSimple process
Up and saving
in 3 steps
From sign-up to earning interest, the full setup is designed to be fast and clear.
01
Create your account
Register with your phone and email, set a PIN, and configure biometric access for secure sign-in.
02
Verify your identity
Complete required verification details using bank and identity checks for compliance and account safety.
03
Start saving and earning
Choose a vault, fund it, and track your progress while your balance grows in real time.
Bank linked
GTBank ending 4523
Active
KYC verified
BVN and address confirmed
Done
Lock Vault opened
90-day term at 15% p.a.
NGN 200K
Interest paid
Upfront on day 1
+NGN 7,500
Your savings journey at a glance
Security and Compliance
Your money is
completely safe
Bank-grade security, regulatory compliance, and layered protection for every wallet and vault.
CBN Regulated
Licensed and supervised by the Central Bank of Nigeria with strict operating standards.
AES-256 Encryption
Strong encryption protects transactions and personal data both in transit and at rest.
Biometric Login
Fingerprint and Face ID support adds a secure and convenient access layer.
KYC and BVN Verified
Identity verification and continuous checks reduce fraud and improve account safety.
Real users, real results
50,000+ savers
cannot be wrong
Hear how users across Nigeria are using SavingBox Vault to stay consistent and grow.
"Lock Vault paid interest upfront on day one. The product quality and speed feel unmatched."
"TeamVault helped my family coordinate savings for an urgent need. We achieved the goal early."
"DollarSafe made my planning far more stable. My savings strategy is now resilient."
"Target Savings made a major purchase possible without debt. Goal setting is very clear."
"The security stack and verification flow gave me instant confidence in the platform."
"RentBox solved my rent planning stress and helped me stay on track over several months."
"Lock Vault paid interest upfront on day one. The product quality and speed feel unmatched."
"TeamVault helped my family coordinate savings for an urgent need. We achieved the goal early."
"DollarSafe made my planning far more stable. My savings strategy is now resilient."
"Target Savings made a major purchase possible without debt. Goal setting is very clear."
"The security stack and verification flow gave me instant confidence in the platform."
"RentBox solved my rent planning stress and helped me stay on track over several months."
Start today, earn today
Your goals start
right here.
Join thousands of Nigerians saving with structure and confidence.